In an age where financial literacy is more crucial than ever, budgeting plays a significant role in achieving financial freedom. Various budgeting strategies have emerged in the quest for financial... Read More

The “50/30/20 RULE” stands out as a breath of fresh air in a world filled with complex financial strategies and overwhelming budgeting tools. Popularized by Senator Elizabeth Warren in her... Read More

INTRODUCTION In an era of complex financial products, volatile markets, and increasing individual responsibility for financial well-being, financial literacy has become more important than ever. Yet studies consistently show that... Read More

TABLE OF CONTENTS WHAT IS BUDGETING? According to Wikipedia, a “budget” is a financial plan for a defined period, often one year. It includes costs and expenses, revenues, assets, liabilities,... Read More