THE GROWING RICH

All posts by: dheerajreddybethi

What Is the 28/36 Rule? A Simple Guide to Managing Debt

In the often turbulent seas of personal finance, having a reliable compass can mean the difference between sailing smoothly and capsizing under waves of debt. Enter the 28/36 Debt Rule... Read More

The 20/4/10 Rule: How Car Buying Impacts Your Wealth

Picture this: You’re standing in a car dealership, surrounded by shiny new vehicles, your heart racing with excitement. The salesperson is giving you their best pitch, and suddenly, that dream... Read More

Masai Mara To Serengeti: The Ultimate Kenya And Tanzania Safari Adventure

The endless plains of East Africa have called to adventurers for generations, promising close encounters with magnificent wildlife and breathtaking landscapes. Our eight-day journey through Kenya and Tanzania delivered on... Read More

What Is the 100 Minus Age Rule? A Simple Investing Guide

When it comes to investing, finding the right balance between risk and reward is a constant challenge. The“100 Minus Age” rule offers a simple, time-tested way to allocate your portfolio... Read More

60/20/20 Rule Explained: Smart Money Management Made Easy

In an age where financial literacy is more crucial than ever, budgeting plays a significant role in achieving financial freedom. Various budgeting strategies have emerged in the quest for financial... Read More

Rule of 72: A Simple Formula For Doubling Your Money

When it comes to building wealth, time and interest rates are your best friends—and the Rule of 72 is a simple yet powerful tool to understand their magic. This classic... Read More

4% Rule Explained: How to Safely Withdraw from Your Retirement Savings

Planning for retirement can feel like navigating a maze, and one question looms more significant than all others: “How much can I safely withdraw from my savings without running out... Read More

The 50/30/20 Rule: The Ultimate Beginner’s Guide to Budgeting

The “50/30/20 RULE” stands out as a breath of fresh air in a world filled with complex financial strategies and overwhelming budgeting tools. Popularized by Senator Elizabeth Warren in her... Read More

What are ESG Funds? The 2026 Guide to Sustainable Wealth Building

In today’s world, investors are increasingly looking beyond traditional financial metrics and considering the broader impact of their investments. Environmental, Social, and Governance (ESG) factors have taken center stage, giving... Read More

A Simple Guide to Target Date Funds

In an era where financial independence is a common goal, the complexities of investment management can be overwhelming. Fortunately, Target Date Funds (TDFs) have emerged as an attractive, “set-it-and-forget-it” investment... Read More